Trailer Finance Perth

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Trailer Finance Perth

The right trailer can transform what your business can carry and how much it can earn. PTR Finance Group arranges trailer finance across Perth and WA for transport operators adding capacity, replacing ageing gear or taking on specialised work.

Tippers | Refrigerated | Tankers | Flat-Tops | Low Loaders

Whether you are buying a single tipper or a set of refrigerated trailers, we tailor trailer loans to the way your business runs. Because trailers hold their value well, they can often be financed on their own with competitive rates and flexible terms – no need to refinance the truck.

Our brokers handle the comparison for you, drawing on a panel of transport lenders to find the structure that suits your cash flow. From a first trailer to a matched fleet, we make the finance the easy part of the purchase.

We finance new and used trailers of all kinds, including:

  • Tipper trailers

  • Refrigerated (reefer) trailers

  • Tautliner & curtain-side trailers

  • Tankers

  • Flat-top & drop-deck trailers

  • Skel & container trailers

  • Dog, pig & low-loader trailers

Financing the truck as well? Pair this with our truck finance or heavy vehicle finance, or look at civil & mining finance for float and plant trailers. Request a quote and we will get your trailer finance sorted.

Frequently Asked Questions

Can I finance a trailer separately from my truck?

Yes. Trailers hold their value and can usually be financed on their own facility, so you can add or replace a trailer without touching the finance on your prime mover or truck. This keeps your arrangements flexible as your fleet changes.

Do you finance refrigerated (reefer) trailers?

We do. Refrigerated trailers are a common purchase for our transport clients, and we work with lenders comfortable funding reefer units and their refrigeration plant. The unit's age and hours will factor into the term and rate.

Can you finance specialised tankers or low loaders?

Yes. We arrange finance for tankers, low loaders, drop-decks and other specialised trailers. Because these are higher-value, purpose-built units, we match you with lenders who understand the equipment and its resale value.

Can I finance a used trailer?

Absolutely. Used trailers are well suited to finance because they depreciate slowly. Most lenders will fund used trailers up to a certain age at the end of the term, and we will find the one whose policy fits the trailer you have in mind.

What deposit is required for trailer finance?

Many established operators can secure trailer finance with no deposit, using the trailer as security. A deposit or trade-in can sharpen your rate, particularly for newer businesses or higher-value specialised trailers. We will outline your options up front.

Is trailer finance tax-deductible?

Interest and depreciation on a trailer used for business purposes are generally deductible, and the structure you choose – such as a chattel mortgage – affects the GST and tax treatment. We will explain the common structures and recommend you confirm the specifics with your accountant.